Ani : The official rate of the dollar is getting higher and higher.

I wish I had saved my money in dollars.

Bambang : I wonder why it can be like that.
The underlined expression means that Ani …
True answer:
Did not save her money in dollars

I wish I had saved my money in dollars.

Subjunctive Means
Past Perfect Tense (S + had + V3) Simple Past Tense (S + V2)
              +                –
               –               +
  Why did Kang's grandfather disappear?